Important: Before you use our online banking service you must Register for Personal Online or Business Banking

West Texas State Bank's online banking combines state of the art hardware and software to give our customers the safest and most user friendly access to all of their banking needs. It allows our customers to do virtually every banking transaction plus pay their bills from the comfort of their own home. Customers can also conduct business on their schedule, not during banking hours, because it is available 24 hours a day, 7 days a week. All that is required is a simple sign up procedure and you are online. If you are not already signed up, sign up today, and start enjoying banking from the comfort of your own home.

We have provided information on how the USA Patriot Act applies to Customer Identification. You may also view our Privacy Statement, Bill Pay Agreement, and Security Statement online.


Welcome to WTSB’s new Retail and Business Online Banking. All customer’s not needing to perform ACH will need to enroll in Retail Online Banking for each primary Social Security or Tax Identification number for the accounts you are a primary signer on. Customer’s accounts (personal and/or business) with multiple Social Security and TAXID #’s will no longer be linked together resulting in more than one User Name and Password to view your accounts.


If you currently are enrolled in Bill Pay, you will be required to enter the primary Social Security/Tax ID number on your account as the bill pay username. Your temporary password will be 7409. You will be required to use the e-mail address and phone number used in your original enrollment. If any of these have changed, please contact the bank with the correct information.


New Features of Internet Banking

  • Bill Pay

    Using our new and improved bill pay product, checks are drawn directly on your account. Therefore, they are returned to you. More vendors will be paid electronically reducing the time needed for the transaction. Please read our Bill Pay Agreement.

  • Account Information

    There is much more detail account information available to the customer. Images for all items are now available.

  • Transfers

    All transfers of money between accounts will now be done in "real time." That means if you transfer money from one account to another, it will be available within minutes.

  • Security

    As required by the government regulators, we now use dual factor authentication. This technology uses a token and a picture to increase the security of our internet banking product.




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