Current Rates — Effective date 1/1/2014

Certificates of Deposits (1)

Account Type Minimum Deposit to Open Interest Rate Annual Percentage Yield
3 months 2,500 0.05 0.05
6 months 2,500 0.10 0.10
12 months 2,500 0.30 0.30
18 months 2,500 0.30 0.30

Checking Accounts (2)

Account Type Minimum Deposit to Open Interest Rate Annual Percentage Yield
Now's 1,200 0.05 0.05
Money Market 2,500 0.05 0.05
Lone Star Fund 24,999 0.05 0.05
25,000 - 49,999 0.05 0.05
50,000 & up 0.10 0.10

Savings Accounts (2)

Account Type Minimum Deposit to Open Interest Rate Annual Percentage Yield
Savings 200 0.05 0.05

(1) Penalty for early withdrawal of certificate of deposits.

(2) Rates are subject to change daily.

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