Current Rates — Effective date 3/19/2013

Certificates of Deposits (1)

Account Type Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
3 months 2,500 2,500 0.05 0.05
6 months 2,500 2,500 0.10 0.10
12 months 2,500 2,500 0.30 0.30
18 months 2,500 2,500 0.30 0.30

Checking Accounts (2)

Account Type Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
Now's 1,200 1,200 0.05 0.05
Money Market 2,500 2,500 0.05 0.05
Lone Star Fund 25,000 0 - 24,999.99 0.05 0.05
25,000 - 49,999.99 0.05 0.05
50,000 or more 0.10 0.10

Savings Accounts (2)

Account Type Minimum Deposit to Open Minimum Balance to APY Interest Rate Annual Percentage Yield
Savings 200 200 0.05 0.05

(1) Penalty for early withdrawal of certificate of deposits.

(2) Rates are subject to change daily.

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